Two decades of Real Estate Financing Experience

Recent Closings

Medical Office Construction

First Financial Bancorp (FFB) successfully placed a $7,515,000 construction loan on a 36,000 sqft Medical Office Building in Pflugerville, Texas.

 Financing was based on 70% loan-to-cost at a rate floating 1-month SOFR plus 2.50%. Other elements of the deal featured interest-only payments during construction and an interest reserve account for the 24-month construction period. The deal also includes (2) two free 90-day extension provisions, if necessary. FFB negotiated a moderate .25%bps origination fee to the lender and a minimal $7000.00 3rd party reporting deposit. Loan was completed in 60-day timeframe. 

Kelly sorensen


As Executive Vice President, Mr. Sorensen is responsible for securing debt and equity financing for an array of property types including, multifamily, office, industrial, retail and hospitality. He and his team are well connected with national, regional and local funding sources including, but not limited to, agency lenders (e.g. Fannie Mae, Freddie Mac), commercial banks, CMBS lenders, life insurance companies, private and public funds and bridge lenders.

In 2003, Kelly earned his MBA, with honors, from Loyola Marymount University. He and his wife Donna, son Dane and their dog Deke live in the South Bay of Los Angeles.


What We







Steeve Meepos

“Kelly did a fantastic job on putting it all together and closing the deal. He is not the 9-5 kind of people, and goes the extra-mile to make the process pain free. We have immensely enjoyed working with Kelly Sorensen.”




Fannie Mae

Freddie Mac


Mezzanine Debt

Life Insurance

Prefered Equity


First Financial Bancorp

FFB is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community. First Financial Bancorp was initially formed by three former savings and loan executives who were responsible for residential, multifamily and commercial lending in the Southern California area. First Financial Bancorp uses numerous sources both institutional and non-institutional to provide its clients the best possible financing available.

If you want to know more about the best ways to finance your next investments or
learn about the products we have available.
Call or email me directly at
(310) 993-9507 /

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